The gift: $300 in cash
  • Deadline for account sign up: December 6, 2020 (Doesn’t look like anything is active right now)

  • TD Unlimited Chequing Account: $15.95 monthly fee but it is waived if you have a minimum of $4000 in your account. You also get Interac e-Transfer® (unlimited) and unlimited transactions.

  • TD All-Inclusive Banking Plan: $29.95 monthly fee but it is waived if you have a minimum of $5000 in your account at all times (before the end of the day of each day). Same free Interac e-Transfer® and unlimited transactions. Also an annual $120 rebate for certain TD credit cards (this is huge for us, we signed up for an Aeroplan card also having a TD Visa Infinite Aeroplan card prevents your Aeroplan points from expiring). You also get free personalized cheques, a free small safety deposit box, and free certified cheques and money orders.

  • The ask: You have to complete 2 of the 3 tasks by February 1 2021

  • Recurring direct deposit

  • Online bill payment through EasyWeb or the TD app (of a minimum of $50)

  • Recurring pre-authorized debit with a minimum of $50 and the first one has to be done before February 1 2021.

  • The downside: You’ll have to have $4000-5000 locked in just to save on the monthly bank fees. To me though, this isn’t a downside as I see it as a 7% return since we are saving the $29.95 monthly fee over one year.

  • This is the one we signed up for and we got our $300 cash deposited quickly after we jumped through the hoops.

  • You are not eligible if you have received any bonus or gift from TD in 2017, 2018, 2019, 2020

For more information, here’s a link to the TD bank offers for new accounts which is the $300 cash offer from TD Bank

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